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You're a domestic student if you are:

  • a citizen of Australia or New Zealand,
  • an Australian permanent resident, or
  • a holder of an Australian permanent humanitarian visa.

You're an international student if you are:

  • intending to study on a student visa,
  • not a citizen of Australia or New Zealand,
  • not an Australian permanent resident, or
  • a temporary resident (visa status) of Australia.
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Other loans for international students

If you want to explore other finance options to fund your studies at UQ, there are companies that offer loans to international students who want to study in Australia. 

The following providers may be able to assist you with financing your study in Australia.

Your eligibility for these loans, and the terms of the loan agreement are determined by the provider. 

Prodigy Finance

Prodigy Finance: 

  • offers loans for approved master's level courses
  • lends to most international students, subject to eligibility
  • is funded by community investors, and external investors
  • sets lending levels based on innovative model of predictive post-degree salary indicators.

Prodigy Finance is fully responsible for lending decisions and eligibility criteria.

For more information, visit the Prodigy Finance website. 

Spark Finance

Spark Finance: 

  • offers loans for undergraduate and postgraduate programs, covering up to 80% of total educational costs
  • has fixed or variable loan options available
  • does not require collateral or guarantees
  • has loans available in AUD.

Spark Finance is fully responsible for lending decisions and eligibility criteria.

For more information, visit the Spark Finance International Student Loans website.